***Remote/home working with occasional visits to our Kent or London office***

Our people are everything to us. The way they deliver exceptional experiences every day for our customers, for their colleagues. The way they own what they do. Their 'Why's it like that?' curiosity. How they always think of others and work together to get things done. For us, for you, make do will never do. Good enough? Not even close. Come and do the best work of your life alongside lovely colleagues. Come to Saga. 

And right now, we are looking for a graduate or recent graduate to join us as a Pricing Analyst in our Pricing & Actuarial department. In any insurance business, strength in pricing is a key determinant of success and in the data and technology enabled markets of today, pricing accuracy and agility are musts.

In this role, you will work closely with your immediate pricing team to develop and monitor pricing models; prepare data for modelling, select, and apply appropriate statistical techniques and make judgements and recommendations for price changes.

You will also interact with colleagues in the Product, Marketing, Finance, and IT areas to find commercial opportunities where pricing knowledge can help deliver business goals. You will primarily be working in either Motor, Travel or Private Medical insurance with opportunities across other personal lines products.

This fantastic role is complex, challenging and can make a key difference to the future profitability of the company.  You can expect from the outset to be making real contributions on a variety of different projects.

You will have strong A-Levels in Maths, Statistics or equivalent and a Maths based degree. You will bring an understanding of how to organise data so that it can be used to identify trends and anomalies and numerical reasoning skills to be able to explain observed trends in data with logical argument.

The standard benefits when you join Saga include: 

• Remote working available where possible

• 25 days annual leave plus bank holidays with the choice to buy a further 5 days annual leave per year 

• Free private medical insurance after 1 years' service 

• Workplace Pension 

• AXA Be Supported 

• A range of reductions and offers from leading retailers, travel groups and entertainment companies

• Proactively use data to find areas of opportunity to drive commercial value and competitive advantage, delivering profitable growth for Saga’s insurance business. 
• Model, interpret and monitor business data to identify and confirm market trends, product opportunities and new / changing rating factors. 
• Assist in development of pricing models for deployment to the rating system, making best use of Radar and other software tools. 
• Make recommendations to pricing leads based on your analysis.
• Mine, extract and interpret data to bring out insights, using innovative techniques, including machine learning. 

• Understanding of how to organise data so that it can be used to identify trends and anomalies. 
• Numerical reasoning skills to be able to explain observed trends in data with logical argument. 
• Critical thinking skills to assimilate information from various sources to form and prove hypotheses and use judgement and all available information to test and validate hypotheses. 
• Use estimates, judgement, and risk-based assessments to make recommendations for action even in the absence of full information. 
• Commercial awareness; be able to articulate the financial impacts of your work. 
• Customer focus: demonstrate that you have considered the customer impact of your work.
• Degree in a mathematical or scientific subject would be preferred. 
• Strong A-Levels in Maths, Statistics or equivalent.

Our Saga Values:

• Precision Pace - Always owning and making things happen. 
• Empathy – Always aware of others. 
• Curiosity – Always asking why.
• Collaboration – Always one team, the Saga team!

At Saga we are committed to treating all employees fairly and to offering equal opportunities in all aspects of employment and advancement. We value diversity not just because it is the right thing to do, but because diverse teams perform better.

Fair consideration is given to applications from all applicants, including those with disabilities and those over who are over 50 as we are champions of age inclusivity. We are an official Disability Confident employer and ensure that our recruitment process is inclusive and accessible and we will make reasonable adjustments as required. For more information on our DEI policies please visit our Saga Careers page.

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